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CREDIT BUREAU SERVICES, INC.

CREDIT BUREAU SERVICES, INC.

Company Details

Entity Name:	CREDIT BUREAU SERVICES, INC.
Jurisdiction:	Illinois
Entity Type:	Corporation - Domestic BCA
Status:	Dissolved
Date Formed:	17 Jul 1945
Date of Dissolution:	01 Dec 1987
Company Number:	CORP_28193041
File Number:	28193041
Date Status Change:	01 Dec 1987
Place of Formation:	ILLINOIS

Agent

Name and Address	Role	Appointment Date
C LOUISE STEWART, 900 UPPER CAHOKIA ROAD, CAHOKIA, 62206, ST. CLAIR	Agent	1981-07-02

President

Name and Address	Role
RICHARD T MERIAGE, 11700 CONCORD VILLAGE AVE ST LOUIS MO	President

License

License Type	License Number	Status	License Code	License Description	Business Activity	Date Issued	Effective Date	Expiration Date
COLLECTION AGENCY	017000212	No data	No data	LICENSED COLLECTION AGENCY	No data	1975-04-26	1975-04-26	No data

Historical Names

Name	Change Date
CREDIT BUREAU OF GREATER EAST ST. LOUIS, INC.	1980-12-10

CFPB Complaint

Complaint Id

Date Received

Issue

Product

5451922

2022-04-15

Written notification about debt

Debt collection

Tags	Servicemember
Issue	Written notification about debt
Timely	Yes
Company	Credit Bureau Services Inc.
Product	Debt collection
Sub Issue	Didn't receive enough information to verify debt
Sub Product	Medical debt
Date Received	2022-04-15
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	N/A
Date Sent To Company	2022-04-15
Complaint What Happened	Credit Bureau Services, XXXX XXXX XXXX, XXXX XXXX, MO. XXXX, representing XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX MO XXXX sends me repeated bills that simply say " pay this amount '' followed by a dollar amount. No other information is provided ; no descriptions of any kind, no dates or locations of services, nothing at all. I have repeatedly requested that they provide me with verification of the debts that they allege that I owe and they refuse. They tell me that they can not provide that information, or any other details, because they claim it would violate the HIPAA law. Clearly, that is nonsense as all of my medical bills from other entities have always contained all pertinent details. Credit Bureau Services allege that I owe XXXX XXXX XXXX for 16 accounts and that my most recent bill dated XX/XX/2022 ( {$3100.00} ) is for all of them combined over a period of several years, yet only 3-6 amounts are listed on my credit reports and these total much, much less than what they claim is owed now. They told me to investigate the matter myself if I want details and verification. As a result, I have told them that I dispute all debts that they claim that I owe. I have asked that they indicate that I dispute their allegations on my credit reports, which they have also refused to do.
Consumer Consent Provided	Consent provided

6788955

2023-04-03

Improper use of your report

Credit reporting, credit repair services, or other personal consumer reports

Issue	Improper use of your report
Timely	Yes
Company	Credit Bureau Services Inc.
Product	Credit reporting, credit repair services, or other personal consumer reports
Sub Issue	Reporting company used your report improperly
Sub Product	Credit reporting
Date Received	2023-04-03
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	N/A
Date Sent To Company	2023-04-03
Complaint What Happened	In accordance with the Fair Credit Reporting Act, CREDIT BUREAU SERVICES has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. This collection account is also being reported as open and past due which is a violation of FCRA and XXXX XXXX Compliance. I have disputed this several times in attempt to correct the inaccurate information that is being report, however CREDIT BUREAU SERVICES has yet to correct the account which violates 12 CFR 1026.13 ( d ) ( 2 ) that states the creditor or its agent shall not ( directly or indirectly ) make or threaten to make an adverse report to any person about the consumer 's credit standing, or report that an amount or account is delinquent, because the consumer failed to pay the disputed amount or related finance or other charges.
Consumer Consent Provided	Consent provided

Date of last update: 13 Mar 2025

Sources: Illinois Office of the Secretary of State